Legend provides access to professional investment advisory services through Legend Advisory Corporation, a registered investment adviser. Legend Advisory's fee-based asset allocation programs provide high quality, active money management achieved through a disciplined, dynamic investment strategy.
Each service is composed of several portfolios
1 with objectives that range from conservative to aggressive. Investment options include mutual funds and variable annuities from a large selection of mutual fund and insurance companies.
The portfolios are diversified
2 and managed according to a strict methodology that has been developed during years of rigorous testing. This process seeks to determine an ideal mix of investment types with regard to each portfolio’s objective, as well as current and anticipated global market conditions. The portfolio allocations are monitored regularly and allocated periodically in an attempt to maximize gains and minimize losses. We believe this proactive discipline has the potential to generate greater returns than that of a static investment strategy.
Legend Advisory Corporation utilizes the
Asset Allocation Neural Network (AANN)3 to assist in determining the allocations for each portfolio.
AANN is a neural network, a form of artificial intelligence that employs mathematical algorithms to simulate human learning behavior.
This sophisticated computer-modeling system can process, store and retrieve vast amounts of market data from numerous sources. By analyzing the data in myriad ways,
AANN can draw conclusions regarding potential market opportunities. Legend Advisory’s Investment Committee then examines
AANN's output and develops allocation recommendations that reflect the risk tolerance and objectives of each portfolio.
Legend Advisory Corporation’s investment management programs include:
- Strategic Asset Management® (SAM®) / SAM® Select Portfolios
SAM® and SAM® Select are dynamic asset allocation services that proactively seek to help investors maintain a balance between risk and return and attempt to offset the effects of market volatility. The portfolios hold a variety of mutual funds4 that have been hand-picked for inclusion by Legend Advisory Corporation’s team of investment professionals.
- The Freemark ManagedSM Portfolios
The Freemark Freedom Series® of Portfolios utilizes load-waived mutual fund shares within a single fund family as the basis for creating portfolios that are designed to respond proactively to fluctuating market conditions.
The Freemark Liberty SeriesSM of Portfolios utilizes mutual funds available through the Charles Schwab OneSource platform, while The Freemark Patriot SeriesSM of Portfolios employs funds from the Pershing platform. These series enable investors to take advantage of a wide selection of no-load, no-transaction fee mutual funds from many different fund families.
The Freemark Victory SeriesSM of Portfolios utilizes a selection of several prominent no-load, low cost variable annuity products.
- The neuralvision® Portfolios
The neuralvision® Portfolios are designed to provide retirement plan participants with a turnkey money management solution as they build—and later access—their retirement savings. Contributions may be made via payroll deductions.
- The Investor AdvantageSM Advisory Account is a non-discretionary account that is managed in accordance with the subscriber's investment objectives and risk tolerance.
A Mutual Fund Recommendation List containing funds from the Pershing platform categorized by asset class is distributed to subscribers on a quarterly basis.
- The Managed Income Portfolio is designed to offer retirees a comprehensive and flexible solution for investing and distributing their assets.
1The Managed Income Portfolio is composed of a single portfolio option.
2Diversification does not assure a profit or protect against market loss.
3There is no guarantee that the recommendations made by AANN will be accurate.
AANN does not, in and of itself, make any investment decisions.
4Fixed and variable annuity options are available as well.
For more information on fees and charges please contact Legend Advisory Corporation.
Pershing LLC and Charles Schwab & Co, Inc are not affiliated with The Legend Group or any of its affiliates.